Loveland, Fort Collins and Longmont Colorado real estate listings, home buying, selling and relocation information

All real estate agents are NOT alike! Kevin Cook was recently named: Colorado's 2003 Realtor of the Year!

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Financing Your Home >Who Pays the Points

When home buyers shop for financing, they must consider two important factors--the interest rate and the points. Each point is equal to one percent of the mortgage amount. If you are selling a home, the buyers may ask you to share the points with them.

The buyer usually pays the points. But if the offer is attractive and will give you the amount you want, paying one or more points might be a good idea. When a contract is presented, your real estate agent will go over the price and terms to help you calculate the net price you will receive. If the offer isn't strong enough or has risky contingencies, you might make a counter offer to increase your profit on the sale by eliminating the points from your selling costs or by increasing the price to help you absorb additional costs you will pay.

In some cases, buyers with limited cash may need some assistance from the sellers to make the transaction work. Your real estate agent will help you look at the total picture and the buyer's overall qualifications, so that you can make a decision based on the bottom line.

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Q	What is the most common name for a city in the United States?
A	Fairview is the most common city name, according to the 1996 Top Ten of Everything Book.
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Team Cook, REALTOR®, real estate agents and broker for Loveland, Fort Collins and Longmont Colorado home listings, property and land for sale - NUMBER1EXPERT(tm)

Team Cook
The Cottage Realty Ltd.
908 Mountain Avenue
Berthoud, CO 80513
Kevin Direct: (970) 532-5900
Toll Free: (866) 532-5900
Office: (970) 532-2695
Fax: (970) 532-2699
Email: KevinandConnie@realtor.com
Kevin Cook has a passion for selling homes. He loves to help people purchase or sell their home. That's why he wants to focus his talents in that area and bring in a team of professionals who can best serve each client with every step of the real estate transaction. With this plan, Cook, the broker and owner of the Cottage Realty, has formed Team Cook. Cook and partner, Connie Salazar, are the "rainmakers", or the primary agents on the Team. They concentrate on sales and driving leads to the company. They work with broker associate, Rosalie Lawrence. In addition, they have a client care manager, Kim Yordt. You can email Team Cook today at the address above. "I look forward to hearing from you!" -Kevin J. Cook

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The Cottage Realty Ltd. real estate and homes for sale in Loveland, Fort Collins and Longmont Colorado

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