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Team Cook, REALTORŪ, real estate agents and broker for Loveland, Fort Collins and Longmont Colorado home listings, property and land for sale - NUMBER1EXPERT(tm)
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All real estate agents are NOT alike! Kevin Cook was recently named: Colorado's 2003 Realtor of the Year!


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Real Estate Tips
About Appraisals >Refinancing Your Home

Interest rates fluctuate as changes occur in the general economy. If you purchased your home when interest rates were higher, you may want to consider re-financing your loan at a lower rate.

You will have to apply for the new mortgage and have your current income eligibility assessed. Depending on how long you have had your present loan, a current appraisal may be required. There are closing costs, such as attorney, title fees, recording and notary fees, and appraisal charges. The biggest factor in your decision should be the length of time you plan to remain in your home. If you will be there for only a year or two more, it might not pay to re-finance. If you will be in your home longer, re-financing could provide you with lower mortgage payments. Your real estate agent can help you work out the numbers and can refer you to reputable home appraisers and mortgage lenders.

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Real Estate Trivia
Q 
Where are the highest median price homes in the United States currently located?

A 
According to the NAR, the highest median price in the second quarter of 2005 was $726,900 for homes in California's San Francisco Bay area.
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Team Cook, REALTORŪ, real estate agents and broker for Loveland, Fort Collins and Longmont Colorado home listings, property and land for sale - NUMBER1EXPERT(tm)

Team Cook
The Cottage Realty Ltd.

908 Mountain Avenue
Berthoud, CO 80513
Kevin Direct: (970) 532-5900
Toll Free: (866) 532-5900
Office: (970) 532-2695
Fax: (970) 532-2699
Email: KevinandConnie@realtor.com

Kevin Cook has a passion for selling homes. He loves to help people purchase or sell their home. That's why he wants to focus his talents in that area and bring in a team of professionals who can best serve each client with every step of the real estate transaction. With this plan, Cook, the broker and owner of the Cottage Realty, has formed Team Cook. Cook and partner, Connie Salazar, are the "rainmakers", or the primary agents on the Team. They concentrate on sales and driving leads to the company. They work with broker associate, Rosalie Lawrence. In addition, they have a client care manager, Kim Yordt. You can email Team Cook today at the address above. "I look forward to hearing from you!" -Kevin J. Cook

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