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Team Cook, REALTORŪ, real estate agents and broker for Loveland, Fort Collins and Longmont Colorado home listings, property and land for sale - NUMBER1EXPERT(tm)
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All real estate agents are NOT alike! Kevin Cook was recently named: Colorado's 2003 Realtor of the Year!


The Team Cook Chronicle- News You Can Use
2009-2010 HOME BUYER FEDERAL TAX CREDIT FACTS
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"Happy In Cul-De-Sac"
"Thank you so much for helping us sell our old house and get into the perfect new one. Especially since we were having a baby!"
"Jenness & Natasha"
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Loveland Business Guide 

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Discover Our Town 

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HEALTHCARE
 

Banner Health Service 

McKee Medical Center 

Poudre Valley Hospital 

Berthoud Hospitals 

 



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Real Estate Tips
First Time Buyers >The Seller May Pay

The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.

One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.

Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.

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Real Estate Trivia
Q 
What time of year is considered the busiest for homebuyers and sellers?

A 
Real estate is a year-round business, but spring is still considered the best time of year to showcase a home.
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Team Cook, REALTORŪ, real estate agents and broker for Loveland, Fort Collins and Longmont Colorado home listings, property and land for sale - NUMBER1EXPERT(tm)

Team Cook
The Cottage Realty Ltd.

908 Mountain Avenue
Berthoud, CO 80513
Kevin Direct: (970) 532-5900
Toll Free: (866) 532-5900
Office: (970) 532-2695
Fax: (970) 532-2699
Email: KevinandConnie@realtor.com

Kevin Cook has a passion for selling homes. He loves to help people purchase or sell their home. That's why he wants to focus his talents in that area and bring in a team of professionals who can best serve each client with every step of the real estate transaction. With this plan, Cook, the broker and owner of the Cottage Realty, has formed Team Cook. Cook and partner, Connie Salazar, are the "rainmakers", or the primary agents on the Team. They concentrate on sales and driving leads to the company. They work with broker associate, Rosalie Lawrence. In addition, they have a client care manager, Kim Yordt. You can email Team Cook today at the address above. "I look forward to hearing from you!" -Kevin J. Cook

Equal HousingREALTORCRSABRGRIMLS


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