Loveland, Fort Collins and Longmont real estate and homes for sale in Colorado, new construction - Team Cook, REALTORS® Team Cook REALTORS(r) for Loveland, Fort Collins and Longmont, Colorado real estate, new construction - NUMBER1EXPERTS™ Team Cook NUMBER1EXPERTS(tm) for Loveland, Fort Collins and Longmont, Colorado real estate, new construction
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Team Cook, REALTORŪ, real estate agents and broker for Loveland, Fort Collins and Longmont Colorado home listings, property and land for sale - NUMBER1EXPERT(tm)
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All real estate agents are NOT alike! Kevin Cook was recently named: Colorado's 2003 Realtor of the Year!


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2009-2010 HOME BUYER FEDERAL TAX CREDIT FACTS
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Everyone at Cottage Realty is the BEST!
Our house sold in 3 weeks!!! We could not get over it!! The whole process went smoothly with the whole Cottage Team!
Dave and Robin Falgout
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Real Estate - Homes - NUMBER1EXPERTS Sell More!
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New Homes: Loveland, Fort Collins and Longmont Colorado home buying, real estate listings, and homes for sale in Larimer County, CO
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Don't Forget To Request A Quick Status Report On Any Homes Or Properties That Interest You! 

It can take days, weeks, or longer for changes to appear on web sites. Don't waste your time with less than current information. Request our free Status Report and find out if the homes you are interested in are still on the market, under contract, in escrow, or if the price has been reduced. 

The Status Report that you'll receive by email will also include other important information that has been left out or that is available to us through our professional resources, such as how long the property has been on the market, when it was last sold, what it sold for, and more. 

When you click on any link above, you'll see your chosen site, along with a form at the bottom of your screen. Use this form to request our quick Status Report on any homes or other real estate that interests you. It's free and without obligation. 

Remember: As top Loveland, Fort Collins and Longmont area Realtors, it's our job to know more about a property than any web site. Make sure you have the most current information! 



Real Estate Tips
Financing Your Home >More On ARMs

Lenders are always looking for new ways to help buyers get into the home of their dreams. Today they frequently use adjustable rate mortgages (ARMs) to increase the buyer's options. The interest rate on an ARM changes periodically to reflect changes in the national market. Since the loan starts at a rate that is lower than the national average, lenders can reduce the borrower's qualifying criteria.

One way to distinguish between different ARMs is by the national index to which they are tied. Some ARMs are tied to a slow-moving index called the cost-of-funds index; these are usually the most desirable. ARMs that are tied to a more volatile index, such as Treasury Notes, can be adjusted upward at a quicker rate. Look at all the factors before choosing a loan. The faster index loan may start out with lower rates and lower monthly payments, but the slower index ARM may eliminate your concern about having to re-finance down the road.

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Real Estate Trivia
Q 
Which famous home designed by Thomas Jefferson showed forms of Greek and Roman architecture?

A 
Monticello, begun in 1769, was later enlarged in keeping with its classical forms.
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Team Cook, REALTORŪ, real estate agents and broker for Loveland, Fort Collins and Longmont Colorado home listings, property and land for sale - NUMBER1EXPERT(tm)

Team Cook
The Cottage Realty Ltd.

908 Mountain Avenue
Berthoud, CO 80513
Kevin Direct: (970) 532-5900
Toll Free: (866) 532-5900
Office: (970) 532-2695
Fax: (970) 532-2699
Email: KevinandConnie@realtor.com

Kevin Cook has a passion for selling homes. He loves to help people purchase or sell their home. That's why he wants to focus his talents in that area and bring in a team of professionals who can best serve each client with every step of the real estate transaction. With this plan, Cook, the broker and owner of the Cottage Realty, has formed Team Cook. Cook and partner, Connie Salazar, are the "rainmakers", or the primary agents on the Team. They concentrate on sales and driving leads to the company. They work with broker associate, Rosalie Lawrence. In addition, they have a client care manager, Kim Yordt. You can email Team Cook today at the address above. "I look forward to hearing from you!" -Kevin J. Cook

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