Loveland, Fort Collins and Longmont real estate and homes for sale in Colorado, new construction - Team Cook, REALTORS® Team Cook REALTORS(r) for Loveland, Fort Collins and Longmont, Colorado real estate, new construction - NUMBER1EXPERTS™ Team Cook NUMBER1EXPERTS(tm) for Loveland, Fort Collins and Longmont, Colorado real estate, new construction
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Team Cook, REALTORŪ, real estate agents and broker for Loveland, Fort Collins and Longmont Colorado home listings, property and land for sale - NUMBER1EXPERT(tm)
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All real estate agents are NOT alike! Kevin Cook was recently named: Colorado's 2003 Realtor of the Year!


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Cottage Realty...a real asset to the economy!
"I have truly heard and seen first-hand that Cottage Realty is wonderful, exemplary, and a real asset to the economy of Northern Colorado."
Sincerely....Stacy
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Mortgage Prequalification: Loveland, Fort Collins and Longmont Colorado home buying, real estate listings, and homes for sale in Larimer County, CO
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Loveland, Fort Collins and Longmont Realtors to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
First Time Buyers >More Down Payment Help

One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.

Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.

With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.

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Real Estate Trivia
Q 
What is the longest construction time for a private residence?

A 
The Winchester House in San Jose, CA, was under construction for over 38 years.
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Team Cook, REALTORŪ, real estate agents and broker for Loveland, Fort Collins and Longmont Colorado home listings, property and land for sale - NUMBER1EXPERT(tm)

Team Cook
The Cottage Realty Ltd.

908 Mountain Avenue
Berthoud, CO 80513
Kevin Direct: (970) 532-5900
Toll Free: (866) 532-5900
Office: (970) 532-2695
Fax: (970) 532-2699
Email: KevinandConnie@realtor.com

Kevin Cook has a passion for selling homes. He loves to help people purchase or sell their home. That's why he wants to focus his talents in that area and bring in a team of professionals who can best serve each client with every step of the real estate transaction. With this plan, Cook, the broker and owner of the Cottage Realty, has formed Team Cook. Cook and partner, Connie Salazar, are the "rainmakers", or the primary agents on the Team. They concentrate on sales and driving leads to the company. They work with broker associate, Rosalie Lawrence. In addition, they have a client care manager, Kim Yordt. You can email Team Cook today at the address above. "I look forward to hearing from you!" -Kevin J. Cook

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